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Welcome to Gapwise Gap Cover.

Instant quotes MADE EASY

Most medical aid members have received unforeseen medical bills, and struggle to pay for these out-of-pocket expenses. To help, Informed Healthcare Solutions has partnered with Gapwise Gap Cover. Gapwise offers two affordable medical aid gap cover products to suit budget conscious South Africans.

No Obligation Instant Quotes

  • You must be a member of a medical aid scheme to take out gap cover.

By simply filling in the quote form provided, we will provide you with an instant online quote for both plans. Should you want to then apply for Gap Cover, we will conveniently redirect you to their website to sign up. A Gapwise consultant will contact you via phone or email to see if you need any assistance.

GET AN INSTANT QUOTE!

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Apply For Gapwise Online

You will be redirected to https://gapwise.co.za/

Medical Aid Gap Cover From Gapwise

Get comprehensive cover for as little as R112 PM!

Gapwise offers some of the most affordable Gap Cover premium’s on the market. In order to keep the costs down, each policy covers one principal member. Additional dependants are then added to the policy, and the premium is calculated based on their age. This ensures the best possible rates for both individuals and young families alike.

Our medical aid gap cover plans include:

  • In-hospital cover,
  • Day-to-day cover,
  • Cancer cover,
  • Value-added Benefits.

Some Included Benefits

In-hospital Benefits

Cover for in-hospital procedures, including emergency room benefits & accident protection.

  • Co-payment Cover,
  • Penalty Fee Cover,
  • Hospital Account Shortfall.

Day-to-day Benefits

Day-to-day cover for when your healthcare provider charges more than the Medical Scheme Rate.

  • Primary Care Benefit,
  • Specialist Consultation Benefit,
  • Preventative Care Benefit.

Gapwise Gap Cover Plans
Single Cover From R 112 PM

Benefits & Rand figures displayed are prone to change without notice, contact us for latest benefits & pricing.

Gapwise Comprehensive

Comprehensive Cover
From R 112 PM *

In-hospital Gap Cover

  • 500% Gap Cover
  • Co-payment Cover – up to R 10,000 per admission
  • Admission Fee Cover – up to R 3,000 per admission
  • Penalty Fee Cover – up to R 3,000 per admission,
    max R 6,000 per year
  • Appliance Benefit – R 3,000 per year for select appliances
  • ER Benefit – R 3,000 per claim
  • Hospital Benefit – R l,000 per claim
  • Hospital Account – 3 claims per year
  • Cancer BenefitsVisit our FAQ’s
  • Added BenefitsVisit our FAQ’s

* A policy fee of R13.00 is levied in addition to the premium
T&C’s Apply

Gapwise Ultra Cover

Ultimate Cover
From R 140 PM *

Specialist In-hospital Gap Cover

  • 500% Gap Cover
  • Co-payment Cover – up to R 15,000 per admission
  • Admission Fee Cover – up to R 5,000 per admission
  • Penalty Fee Cover – up to R 5,000 per admission,
    max R 10,000 per year
  • Appliance Benefit – R 5,000 per year for select appliances
  • ER Benefit – R 5,000 per claim
  • Hospital Benefit – R l,500 per claim
  • Hospital Account – 3 claims per year
  • Sub-Limit Enhancer – Internal prosthesis, CT scans, MRI Scans, R20 000 per claim, R40 000 per year
  • Cancer BenefitsVisit our FAQ’s
  • Added BenefitsVisit our FAQ’s

* A policy fee of R20.00 is levied in addition to the premium
T&C’s Apply

Gap Cover Waiting Periods

General Waiting Period of 3-Months

After you take out your gap cover policy, there is a standard 3-months waiting period for all medical services and treatments.

Pre-existing Waiting Period of 12-Months

A 12-month waiting period may apply before you can claim for any pre-existing conditions, diseases or illness.

do you need any help?

Chat to one of our Gapwise Consultants today!

You can reach us from:
Mon to Thurs ∙ 08h00-17h00

  • Need help with a Gapwise claim.
  • Have a question query or question.
  • More Gapwise product information.

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