Welcome to Discovery Gap Cover.
Discovery QUOTES MADE EASY
Discovery Gap Cover: Most Discovery Health members have received unexpected medical bills, and are unaware that Discovery offers Gap Cover protection. To avoid these out-of-pocket expenses, Informed Healthcare contracted with Discovery Gap Cover to help members make an informed decision when taking out Gap Cover.
Free Broker Services & No Obligation Quotes
By simply filling in the form provided one of our Gap Cover Experts will contact you via phone or email. Should you take out a Gap Cover policy, you will receive our market leading brokerage services free of charge.
- You must be a member of Discovery Health Medical Aid.
- Fill in the Gap Cover quote form provided.
- One of our consultants will contact you right back!
GET A QUOTE TODAY!
Gap Cover From Discovery
Get covered for as little as R143 a month!
Discovery offers some of the most affordable premium to benefit products on the market. In line with this, Discovery takes the individual member’s circumstances in account when working out their monthly premiums. Visit Discovery Website >
- Gap Cover premiums start at as little as R143 PM, depending on certain criteria.
- You can add Supplementary Illness Benefit from as little as R 85 PM for complete cover.
Gap Cover Benefits
Get covered for medical aid shortfalls on approved in-hospital specialist claims & specific out-of-hospital costs relating to approved hospital admission & more.
Supplementary Illness Benefit
Provides premium protection & lump-sum payouts. Discovery’s Illness Benefit also includes up to 25% annual payback of your premiums. Download Brochure
2024 Updates
DISCOVERY
GAP COVER SERIES
Please note: the brochures in the comparison tables below still have to be updated for 2023.
We will update the links as soon as Discovery has updated their website.
Discovery Gap Cover Products
Single Cover From R 143 PM
Benefits & Rand figures displayed are prone to change without notice, contact us for latest benefits & pricing.
Discovery Gap Core
Single Cover From R 143 PM
Premium Amount On Application
In-hospital Specialist Gap Cover
- R198,000 Per insured person per annum
- 250% Medical Scheme Tariff
- Hospital Admission Benefit Extender:
– R7 500 extra gap cover
– Approved additional specialist claims in-hospital - Benefit Extenders:
– Oncology Benefit Extender
T&C Apply
Discovery Gap Comprehensive
Single Cover From R 226 PM
Premium Amount On Application
In-hospital Specialist Gap Cover
- R198,000 Per insured person per annum
- 500% Medical Scheme Tariff
- Hospital Admission Benefit Extender:
– R15 000 extra gap cover
– Approved additional specialist claims in-hospital
– Specified out-of-hospital expenses
– Private ward cover - Benefit Extenders:
– Oncology Benefit Extender
– Scopes and Scans Benefit Extender
– Travel Benefit Extender
Premium depends on Medical Aid Plan
T&C Apply
Gap Cover Waiting Periods
3-Month General Waiting Period
When you sign up, there is an automatic 3-month waiting period for all medical services and treatments, except for authorised emergency hospital admissions.
12-Month Pre-existing Waiting Period
There is an automatic 12-month waiting period for any claims directly or indirectly related to the treatment of (click to open):
- Pregnancy and childbirth,
- Endometrial ablations,
- Hysterectomy,
- Joint replacements,
- Minimally invasive scopes, endoscopes, hysteroscopes and arthroscopes,
- Cataracts,
- Cholecystectomy,
- Wisdom teeth,
- Orthognathic surgery,
- Dental implants,
- Tonsillectomy,
- Grommets,
- Adenoidectomy,
- Nasal procedures,
- Hernia procedures,
- Reflux surgery.
