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Welcome to Discovery Gap Cover.

Discovery QUOTES MADE EASY

Most Discovery Health members have received unexpected medical bills, and are unaware that Discovery offers Gap Cover protection. To avoid these out-of-pocket expenses, Informed Healthcare contracted with Discovery Gap Cover to help members make an informed decision when taking out Gap Cover.

Free Broker Services & No Obligation Quotes

By simply filling in the form provided one of our Gap Cover Experts will contact you via phone or email. Should you take out a Gap Cover policy, you will receive our market leading brokerage services free of charge.

  • You must be a member of Discovery Health Medical Aid.
  • Fill in the Gap Cover quote form provided.
  • One of our consultants will contact you right back!

GET A QUOTE TODAY!

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Gap Cover From Discovery

Get covered for as little as R118 a month!

Discovery offers some of the most affordable premium to benefit products on the market. In line with this, Discovery takes the individual member’s circumstances in account when working out their monthly premiums. Visit Discovery Website >

  • Gap Cover premiums start at as little as R118 PM, depending on certain criteria.
  • You can add Supplementary Illness Benefit from as little as R 80 PM for complete cover.

Gap Cover Benefits

Get covered for medical aid shortfalls on approved in-hospital specialist claims & specific out-of-hospital costs relating to approved hospital admission & more.

Supplementary Illness Benefit

Provides premium protection & lump-sum payouts. Discovery’s Illness Benefit also includes up to 25% annual payback of your premiums. Download Brochure

Discovery Gap Cover Products
Single Cover From R 118 PM

Benefits & Rand figures displayed are prone to change without notice, contact us for latest benefits & pricing.

Discovery Gap Core

Single Cover From R 118 PM
Premium Amount On Application

In-hospital Specialist Gap Cover

  • R175,000 Per insured person per annum
  • 250% Medical Scheme Tariff
  • Hospital Admission Benefit Extender:
    – R7 500 extra gap cover
    – Approved additional specialist claims in-hospital
  • Benefit Extenders:
    – Oncology Benefit Extender

T&C Apply



Discovery Gap Comprehensive

Single Cover From R 187 PM
Premium Amount On Application

In-hospital Specialist Gap Cover

  • R175,000 Per insured person per annum
  • 500% Medical Scheme Tariff
  • Hospital Admission Benefit Extender:
    – R15 000 extra gap cover
    – Approved additional specialist claims in-hospital
    – Specified out-of-hospital expenses
    – Private ward cover
  • Benefit Extenders:
    – Oncology Benefit Extender
    – Scopes and Scans Benefit Extender
    – Travel Benefit Extender

T&C Apply

Discovery Gap Cover Waiting Periods

3-Month General Waiting Period

When you sign up, there is an automatic 3-month waiting period for all medical services and treatments, except for authorised emergency hospital admissions.

12-Month Pre-existing Waiting Period

  1. Pregnancy and childbirth,
  2. Endometrial ablations,
  3. Hysterectomy,
  4. Joint replacements,
  5. Minimally invasive scopes, endoscopes, hysteroscopes and arthroscopes,
  6. Cataracts,
  7. Cholecystectomy,
  8. Wisdom teeth,
  1. Orthognathic surgery,
  2. Dental implants,
  3. Tonsillectomy,
  4. Grommets,
  5. Adenoidectomy,
  6. Nasal procedures,
  7. Hernia procedures,
  8. Reflux surgery.

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